If you have a pension plan you may want help to understand exactly what you have got and what you should do in the future. If you haven’t yet started your retirement planning you may wish to get help with a retirement plan and to understand how you work out how to reach your retirement goals in an affordable manner.
Our site is aimed to give you a very broad understanding of the retirement market, highlighting some of the issues and some of the key factors you may have to take into account in deciding what you should do in the future.
But as the site will hopefully explain the retirement and pensions markets are diverse and varied with many different ways of dealing with things. There are also dozens of different types of retirement plans, including many old plans that have become obsolete yet still exist for those who took them out originally. These are sometimes confusing and getting an understanding of how they work can be very difficult without professional help.
We also want to help you work out how much you will need in retirement and how much you will need to save.
The site aims to be informative but there may be many areas which require further help and there may be questions that can only be answered on an individual basis. We have therefore designed our enquiry pages to cater for all sorts of assistance you may require. You can make a general enquiry (see list below for some examples), request help via our investigation service, whereby we will help you track down information on an old scheme you may have, use our calculation services, which allows you to order a report tailored to your requirements or use our audit service which allows us to produce a review of the existing arrangements you may have, which can include getting up to date valuations on existing plans and also providing an analysis of how these plans are performing and how they stack up to any alternatives you may have.
Examples of enquiries you may make:
(This is not an exhaustive list!!)
“I need help finding out the value of my pension plan”
“I am 48 years old, still 17 years from retirement, but I have no idea if I will have enough money when I get to retire?”
“I have heard SIPPS are really good, should my pension be a SIPP?”
“My plan value has fallen 30% in the past year, what should I do?”
“I have a plan with XYZ company and I don’t know who looks after them anymore”
“I have a pension and am getting divorced, what happens to my plan?”
“I am about to retire and need to know what my options are?”
“I want a review of my pension plan, so I can understand every aspect of its value both now and in the future”
“I have life cover on my plan but I don’t need this: what should I do?”
“I have an old company scheme but can’t get any details what should I do?”
“I have on old company scheme and the company has gone bust have I lost my pension?”
Your enquiry will be unique to you and we are here to help. But our site is merely a gateway. The site itself is not providing advice and when you need more help than the information on the site we deal with your enquiry through our regulated affiliated panel of advisers. Each adviser we use to deal with your enquiry is (a) regulated by the FSA (b) independent and (c) experienced in helping people with with-profits enquiries.
Please see our next section “connecting you to an adviser”.
The information on this website is to be viewed as general information and does not constitute advice. Views and opinions expressed are those of the individual contributors. Individuals reading the site should not rely on any of the information contained within the site in making any decisions. DMP Marketing cannot be held responsible for any liability suffered by any individual as a result of information contained within the site. In the event that advice or help is required then independent advice should be sought from a regulated independent adviser.
