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The Billions Pound Pension Funds That Fail Investors - Introduction

In July 2009, 38 pension funds exceeded the billion pound mark. A rare few of the funds that featured in this category can be looked upon favourably. Of the 38, we have thrown the spotlight on the 10 worst performing pension funds in the market.

Over £18 billion worth of investor capital has been plunged into these incompetently managed and under utilised funds alone. Due to the size and scale of the funds there is a high percentage chance that you may have an investment in one of the worst performing pension funds listed below. If this is true, YOUR money is performing catastrophically below its full potential.

With so many alternatives in the pension market, and some which are out performing the larger organisations, the question is, are you willing to sit back and watch your money perform atrociously?

There is an argument that leaving investment in large scale funds, like the ones listed in the following section, can produce heightened returns if the fund experiences a recovery. This is true to an extent but the high profile, seemingly trusted, firms such as Lloyds TSB, HSBC and Abbey have not simply experienced a dip in performance for a year or two, these funds are serial underachievers and have been doing so for an extended period of years.

There seems to be a naïve trust in large scale investment funds which is not justified by the level of return on investment.

Why, when these funds are performing so badly, do people continue to stand by and watch their money underachieve?

Introduction

Billion Pound Pension Funds

10 Worst Performing Funds

The Figures

The Banks

Summary

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One of the driving forces behind this is the power of the branded organisation. Big names and large organisations promote confidence to the consumer with capital investment in promotion schemes to generate clients. This creates a follow-on effect whereby, the more consumers invest in a fund the more attractive the fund becomes to

consumers seeking a secure investment. However, as the list below shows, the size of the fund is not always an indicator that it will perform successfully. If investors really researched the performance figures of these funds there would not be in excess of £18billion sat stagnant in these pension funds. This concept is highly under-pinned by the number of big name pension providers in the top 10 worst performing billion pound funds.


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